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Plan Ahead with Long Term Care Insurance

As part of the ACEC Life/Health Trust’s dedication to providing comprehensive and competitive insurance products, we are pleased to let you know that we are providing ACEC member’s access to the Long Term Care Insurance Outreach and Education Program being offered through ACSIA Partners (formerly LTC Financial Partners). Our offering provides insightful education, discounted rates, and an opportunity for reduced medical underwriting.

In addition, we are pleased to inform you that we have secured a partnership with Transamerica, an A+ rated, industry leader as the carrier for the long term care insurance.

Why Take Advantage of This Opportunity?

  • Employees and eligible family members will have the opportunity to apply for discounted long term care insurance.
  • If you are an employee between the ages of 18-65 working 30+ hours per week, you are eligible to apply with reduced medical underwriting.
  • Employees and their eligible family members that participate in an educational presentation will receive free educational resources including a subscription to Care Support Network and the Dignity for Life brochure.
  • Premiums are the same for men and women of the same age, which is not always the case with other individual long term care insurance policies. Women are often charged higher premiums than men of the same age for the same policy.*
                       To learn more, call ACSIA Partners at 877-761-6982.
*Kaiser Health News, Key Long Term Care Insurer to Raise Women’s Premiums 2013.

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Or Call (877) 761-6982

Did You Know?

At least 70% of people over 65 will need long term care services at some point."1

Long term care services cost between $50,000 - $100,000 per year."2

40% of people receiving long term care are working-age adults between the ages of 18-64."3

Women need long term care services for longer (on average 3.7 years) than do men (on average 2.2 years)."4

Is Long Term Care Insurance Right for You? It Can Help You:

  • Protect your home, savings, and family assets
  • Purchase the kind of care you want to receive
  • Maintain your independence and avoid being a burden to your family members
  • Feel more confident about the future


(1) Medicare & You, National Medicare Handbook, Centers for Medicare and Medicaid Services Revised November, 2012
(2) MetLife Mature Market Institute, 2012 Market Survey of Long-Term Care Costs.
(3) National Clearing House for Long-Term Care Information, October 2008.
(4) US Department of Health and Human Services, 2007