Provided By

Long-Term Care (LTC) Insurance

for You and Your Family 

As a Montgomery County Government retiree, you have access to a long-term care offering distributed by ACSIA Partners LLC. The LTC benefit addresses uninsured long-term care costs, which are one of the greatest risks to retirement savings and income today. ACSIA Partners has developed a comprehensive program to provide you with all the information you need to determine if a long-term care solution is appropriate for you and your family.

Note: The LTC policy employees and retirees purchase will be underwritten by LifeSecure. LifeSecure is responsible for policy issuance and payment of claims. ACSIA Partners' role is to provide education about long-term care planning and assistance with the enrollment.

Why Take Advantage of This Opportunity?

This program provides significant benefits to you as a Montgomery County Government retiree. It is available to you, your spouse/domestic partner, and extended family members ages 18-79. Extended family members include parents, parents-in-law, grandparents, grandparents-in-law, siblings (including step), cousins, and adult children.

  • Comprehensive, individually owned plans

  • LifeSecure gender-neutral rates: Premiums are the same for men and women of the same age, which is not always the case with other individual long-term care insurance policies. Women are often charged higher premiums than men of the same age for the same policy. **

  • Affordable plans conveniently paid post-tax directly to the insurance carrier

**Kaiser Health News, Key Long-Term Care Insurer to Raise Women’s Premiums, 2013

Speak to a Specialist to Apply

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Or Call (877) 403-1117

Did You Know?

At least 70% of people over 65 will need long-term care services at some point. " 1

Long-term care services cost between $50,000 ‐ $100,000 per year." 2

40% of people receiving long-term care are working-age adults between the ages of 18-64." 3

Women need long-term care services for longer (on average 3.7 years) than do men (on average 2.2 years)."4

5 Reasons WhyLong-Term Care Insurance
Can Help You:

  • Receive care in the comfort of your home
  • Protect your home, savings and family assets
  • Choose where and by whom you receive care
  • Avoid a nursing home facility
  • Peace of mind knowing you're covered!


(1) Medicare & You, National Medicare Handbook, Centers for Medicare and Medicaid Services Revised November, 2012
(2) MetLife Mature Market Institute, 2012 Market Survey of long-term Care Costs.
(3) National Clearing House for long-term Care Information, October 2008.
(4) US Department of Health and Human Services, 2007

Copyright © 2014 - ACSIA Partners LLC
In California, xACSIA Partners Insurance Agency LLC, CA lic. 0I72696,
Head office Kirkland, WA
This is a solicitation for insurance. A licensed agent will contact you.