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Plan Ahead with Long-Term Care Insurance

Portico is pleased to offer ELCA plan members and eligible family members the opportunity to purchase long-term care insurance through LTC Financial Partners (LTCFP) and Transamerica Life Insurance Company (Transamerica). LTCFP is one of the nation's premier experts in long-term care planning, and Transamerica is the underwriter.

Planning ahead for long-term care needs is a way to strengthen your financial, emotional, and physical well-being. Long-term care insurance can help you preserve your assets and maintain your independence should the time come.

You can purchase long-term care insurance through LTC Financial Partners at any time. It's a big decision, so we recommend you learn more about long-term care insurance to see if it's right for you. This website will help you get started. In the next few weeks, you'll receive more information on this new benefit from LTCFP.

critical illness protection

Did You Know?

At least 70% of people over 65 will need long term care services at some point."1

Long term care services cost between $50,000 ‐ $100,000 per year."2

40% of people receiving long-term care are working-age adults between the ages of 18-64."3

Women need long term care services for longer (on average 3.7 years) than do men (on average 2.2 years)."4

4 Reasons WhyLong-Term Care Insurance
Can Help You:

  • Can protect your home, savings, and family assets
  • Lets you choose where and by whom you receive care
  • Helps you maintain your independence and avoid being a burden to your children
  • Provides peace of mind knowing you're covered

(1) Medicare & You, National Medicare Handbook, Centers for Medicare and Medicaid Services Revised November, 2012
(2) MetLife Mature Market Institute, 2012 Market Survey of Long-Term Care Costs.
(3) National Clearing House for Long-Term Care Information, October 2008.
(4) US Department of Health and Human Services, 2007