CNA LTC Benefits Summary
Two plan options were offered through CNA. If you purchased a plan, below are the plan features and benefits.
Plan One
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Daily benefit amounts (DBA) of $100, $140, and $180
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Options up to $300 DBA
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3 and 5 year lifetime maximum benefit ($109,500 to $675,250)
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90-calendar day elimination period
Benefit Levels:
Inflation Protection Option:
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Guaranteed purchase option ? 5% compound interest (CI) (option to increase benefit 15% every three years)
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Automatic benefit increase ? 5% compound interest (level premium and annual benefit increase)
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Temporary bed holding benefit ? 21 calendar days at 100% DBA
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Benefits for homemaker services 50% DBA
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Benefits for transitional care ? Caregiver training, three times community based care (CBC) at 50% DBA ? Monthly emergency alert benefit at 50% DBA
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International benefit ? included
Plan Two
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Daily benefit amounts (DBA) of $100, $140, and $180
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Options up to $300 DBA
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3 and 5 year lifetime maximum benefit ($109,500 to $675,250)
-
90 calendar day elimination period
Benefit Levels:
Inflation Protection Option:
-
Guaranteed purchase option ? 5% CI (option to increase benefit 15% every three years)
-
Automatic benefit increase - 5% CI
-
Temporary bed holding benefit - 21 calendar days at 100% DBA
-
Benefits for transitional care - Caregiver training, three times CBC at 100% DBA - Monthly emergency alert benefit at 100% DBA
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International benefit - included
If you have additional questions or inquiries, call (800) 262-4580 Monday - Friday 8:30-5:30 pm EST.