(1) Medicare & You, National Medicare Handbook, Centers for Medicare and Medicaid Services Revised November, 2012
(2) MetLife Mature Market Institute, 2012 Market Survey of Long-Term Care Costs.
(3) National Clearing House for Long-Term Care Information, October 2008.
(4) US Department of Health and Human Services, 2007
ACSIA Partners LLC is a licensed insurance agency that markets long-term care insurance. The long-term care insurance is issued by Transamerica Life Insurance Company (Transamerica). ACSIA Partners receives a commission on policies issued by Transamerica. The long-term care insurance offering is not a benefit sponsored by Portico, but an individual policy purchased from Transamerica. Premiums are not guaranteed to remain unchanged. Long-term care insurance may not cover all of the costs associated with long-term care. You are advised to review your contract carefully. The contract has exclusions, limitations, reductions in benefits and terms under which the contract may be continued in force or discontinued. Contract provisions and maximum monthly benefits may vary by state. Portico Benefit Services does not guarantee the performance by Transamerica Life Insurance Company of its legal obligations. Be sure to consult with your tax, legal, and financial advisors.